Xero is cloud accounting software with a beautiful interface and deep features for VAT, bank reconciliation, and MTD compliance. WOPA is a WhatsApp bot focused on invoicing and payment chasing. If you do not need double-entry bookkeeping, you may not need Xero.
| Feature | WOPA | Xero |
|---|---|---|
| Platform | Web + mobile app | |
| Price | Beta / founder pricing TBD | ~£15-47/month |
| Invoice creation | Message WOPA in plain English | Fill out form in web dashboard |
| Invoice delivery | PDF emailed to customer | Email with online payment link or PDF |
| Payment collection | Manual bank transfer (sort code on PDF) | Stripe, GoCardless, bank transfer |
| Payment reminders | Yes — automatic at 7, 14, 28 days | Yes — configurable invoice reminders |
| VAT support | Yes — VAT, reverse VAT, CIS | Yes — VAT returns and MTD filing |
| Accounting / MTD | No | Yes — full double-entry, bank feeds, reconciliation |
| Setup time | Minutes. Send your details, start invoicing. | Hours. Chart of accounts, bank feeds, VAT scheme, learning curve. |
| Best for | Sole traders who want fast invoicing with no dashboard | Businesses needing full cloud accounting and compliance |
Xero has a well-designed interface, but it is still a full accounting platform with a steep learning curve. WOPA has no interface beyond WhatsApp. You type what you need and it happens.
Many tradespeople pay an accountant for year-end but just need a way to send invoices week to week. WOPA handles that one job without pulling you into chart of accounts setup.
WOPA sends polite reminders at 7, 14, and 28 days and asks for your confirmation before any firm follow-up. You stay in control without logging in to check.
WOPA supports VAT and CIS on invoices but does not do MTD filing, bank feeds, or accounting exports. If you need full accounting and MTD compliance, Xero is the stronger choice. WOPA is for tradespeople who just need to get invoices out.
Founder pricing for the first 200 waitlist signups. No card required today.
Reserve founder pricing